Our Economy is in Crisis

Unemployment reached 7.2%, the highest it’s been in 16 years.

2.5 million Americans are expected to lose their homes this year.

Americans lost almost three million jobs last year, the most since the end of WWII.

We at Local 1036 know that the downturn in the economy must be affecting you and your family. That’s why we launched this website to provide you with financial information that can help you during this financial crisis.

Click on the links below for useful information on saving your home from foreclosure, how to better budget your money, groups to turn to for financial advice and more.

This is a stressful time and we know it’s hard to ignore the newspaper headlines with more bad news every day.

A recession affects everyone and influences the decisions you make about paying bills, buying groceries and deciding what are your family’s priorities.

Fortunately your union negotiated a contract that protects your wages, health benefit contribution and pension contribution for the life of the contract, and our major food contracts expire in 2011.

A strong union contract is the best protection you can have during a financial crisis of this proportion. We hope the information below can also help you and your family during this difficult time.

FINANCIAL ADVICE SAVE YOUR HOME FROM FORECLOSURE WHAT IS YOUR CREDIT SCORE? HOW TO BETTER BUDGET YOUR MONEY

HOW TO SAVE FOR COLLEGE GOVERNMENT HELP DISCOUNTS

FINANCIAL ADVICE

Debt Advice
Provides information on using credit wisely and locates certified counselors for additional assistance.

Choose To Save
Contains financial tools to help plan every aspect of financial security.

Institute of Consumer Financial Education
Provides information that helps people of all ages improve their spending, increase their savings and use credit more wisely.

Direct Consolidation Loans
Provides loan consolidation information to borrowers, schools and loan holders and answers many questions regarding loan consolidation.

Primerica
Primerica Financial Services are located in the same building as UFCW Local 1036’s Camarillo office. The address is 816 Camarillo Springs Road, Suite C. Their toll-free telephone number is (888) 331-3678.

Return to top

SAVE YOUR HOME FROM FORECLOSURE

U.S. Department of Housing and Urban Development
U.S. Department of Housing and Urban Development website with tips and advice on avoiding foreclosure of your home.

ForeclosureForward.org
Additional help for homeowners facing foreclosure

Return to top

WHAT IS YOUR CREDIT SCORE

Equifax
Provides general credit information regarding understanding credit, credit scores and credit reports.

Return to top

HOW TO BETTER BUDGET YOUR MONEY

Budgeting Online
This site provides an online guide to starting a personal budget.

Money Advise
This website provides budgeting tips and tools for personal and family use by providing a plan to help your family budget money better, become informed about debt management, and learn about ways to save money.

Return to top

HOW TO SAVE FOR COLLEGE

Saving For College
This site offers information about 529 plans and other ways to save and pay for college.

Student Aid On The Web
Provides one of the largest sources of student aid in America, providing nearly 70% of all student financial aid.

Return to top

GOVERNMENT HELP

The Internal Revenue Service
This website helps American taxpayers understand and meet their tax responsibilities.

Your Social Security Statement
Provides a summary of your retirement benefits and Medicare information.

Return to top

DISCOUNTS

Union Plus
Discounted services and free benefits for UFCW members.

 

Visit the UFCW Local 1036 website
Phone: (805) 383-3300
Email: ufcw1036@aol.com